Mortgage Solutions Saskatchewan's
Home to Mortgages
Obtaining
a mortgage is one of the most important
decisions you may ever make. With so many
different types of mortgages in today's
market, the right advice can save you
thousands of dollars. We have provided a
large amount of information below about many
of the different products in the Canadian
market.
There is absolutely no cost, hidden
fees, or obligation to use a mortgage broker. If you
are unsure, or have any questions throughout
the home buying process, please email
or contact us with any questions you may
have, we are here to help!
Although we have
provided a lot of mortgage information for you on our
website, sometimes it is best to talk
directly with a professional to help answer
any questions you might have. At
SaskHomeBuyer.com, we are always here to
help! Our services are FREE and we will make
certain you are taken care of every step of
the way!
If you have any questions, please feel free
to contact Miles Zimbaluk anytime! Miles
helps clients in every province from coast
to coast and is
available at the numbers below, days,
evenings, and weekends!
Miles
Zimbaluk,
Mortgage Broker TMG
The Mortgage Group Regina,
Saskatchewan Phone:
306-584-9280
Buying your first home is an exciting and
rewarding experience. Being a first time
home buyer means that you will have many
questions and decisions to make. Simplifying
the process is what we do best. We will
explain your options and recommend financing
solutions to get your mortgage approved at
the lowest rate and terms possible for you.
We will show you how to make home buying a
reality today!
Find out what you can afford
What
is the right mortgage for you
Purchase with 0% down and get the best
mortgagerates in Canada
The average Canadian selects a 3-5 year term
on their mortgage. This means you need to
renew your mortgage every 3-5 years. CMHC
stats show that over 60% of all Canadians
accept the first rate their bank offers. We
are here to provide you with access to all
lenders in
Canada
so when your mortgage is up for renewal you
will receive the best rate and product
available in Canada! We will save you time and money by
negotiating a better rate on your behalf at
no cost to you!
Don’t except the first offer your bank
makes you!
Transfer your
mortgage without penalty
Our experienced mortgage brokers will guide you
through the renewal process.
With the significant appreciation in housing
prices over the past five years, many
consumers have taken advantage of the equity
in their homes. No one likes to refinance
their home to pay out credit card debt, car
loans or line of credit, but sometimes it
just makes sense.
It is a strategic financial decision whether
you want to:
The Investment Property Program is designed
for individuals who are looking to diversify
their investment portfolio and who have a
proven history of managing their credit and
finances responsibly. We will show you how
to purchase a rental property with less than
ever before.
Benefit from competitive interest rates
and no application fees
Enjoy the payment flexibility that comes
with an extended amortization
Purchase an investment property in a
cost-effective manner
Home ownership for Canadians has been made
much easier in recent years.
If you have a good credit rating and job
stability, you could qualify for 100%
mortgage financing. We will show you how to stop
renting and start owning a home today!
We
will show you how to qualify for this
program.
If you have good credit and a steady
income, but no down payment, this
mortgage is for you.
We can help home buyers make
improvements immediately after
taking possession. You’ve found
a house that you like but it
needs improvements. The Purchase
Plus Improvement program will
allow you to add the renovation
cost to the purchase price, so
you can benefit from a low
mortgage interest rate and make
only one payment. All this can
be done with one manageable
mortgage and as little as no
money down.
Used
when improvements are less
than 10% of the home's value
One easy
transaction - One
application is approved!
Statistics show that approximately 20% of
all income earners in
Canada
are now self-employed. Unfortunately your
income on paper doesn’t tell the whole
story. There are different ways of measuring
an individual’s strength. Our lenders look
at your credit rating rather than only your
income.
We will show you how to qualify
even though your income may not.
If you have good credit this program can
work for you.
We know that
today's busy lifestyle requires
more home ownership options -
whether it's a second home in
the city to reduce that weekly
commute, or a cottage at the
lake for weekend getaways. With
our recently enhanced
Vacation/Secondary Home Program,
Canadians can now purchase a
second home with an affordable
monthly payment and with little
or no money down.
Qualified
homebuyers who have immigrated
or relocated to Canada can now
qualify for up to 100% mortgage
financing. New permanent
residents often require special
underwriting consideration as
their credit history may not be
readily available. We consider
alternative sources of
information to validate a
borrower's ability and
willingness to repay their
debts.
With bad credit, a mortgage can be very
difficult to obtain. There are many
different lenders and products available
today in
Canada
. If you have been bankrupt, have
collections, or made late payments, there
are products available to you. We will also
show you how to improve your credit rating
so you will qualify for best interest rates
again soon! We can help you do the
following:
Introducing a new and powerful way for you
to turn the largest debt of your lifetime
into annual tax refunds, knock years off
your mortgage, and build a larger retirement
portfolio at the same time, using legal
tools from Revenue Canada (CRA).
