Tools Mortgage and Real
Estate Tools and Resources
SaskHomeBuyer.com has
provided many tools and resources to answer
almost any question you may have when
buying, selling, or refinancing your home.
This section has a range of
tools including mortgage calculators, our
professional partners, mortgage life
insurance, information about your credit
report, title insurance, and a full list of
useful forms.
We
have developed a range of tools and other
resources to help you make informed
decisions about buying a home, obtaining a
mortgage, and managing a mortgage. Our
calculators will help you find out when you
are ready to buy a home, what you can afford
to buy, and the best way for you to pay down
your mortgage. Try
these calculators:
We
have developed relationships with numerous
different professionals to help serve you
better. Rather than charging our partners a
fee for advertising on this site, SaskHomeBuyer.com
has negotiated discounts for their services
on your behalf which will save you hundreds
of dollars on your next home purchase. Our list of
professional partners includes the
following:
It
is important to ensure that you have House
Insurance and Life Insurance when you buy a
home. For most people, this is the single
biggest asset they own so it makes sense to
protect your wealth.
When most people obtain a mortgage through a
financial institution, they also purchase
life insurance through the same lender to
protect this debt. What most people do not
realize is that the coverage they have just
purchased offers very little in terms of
flexibility. We will show you insurance that
makes sense and offers you the following:
Guaranteed
Premiums
Fully
Transferable Coverage
Ownership
of the policy including choice of
beneficiary
A credit report is a
history of how consistently you pay your
financial obligations. A credit report is
created when you first borrow money or apply
for credit. On a regular basis, the
companies that lend money or issue credit
cards to you (banks, finance companies,
credit unions, retailers, etc.) send the
credit reporting agencies specific and
factual information about their financial
relationship with you - when you opened up
your account, if you make your payments on
time, if you miss a payment, or if you have
gone over your credit limit, etc.
Title insurance is distinctive in that it
protects your ownership or title against
losses incurred as a result of undetected or
unknown title defects, for as long as you
own your home. Even if you are the rightful
owner of your home, there are instances such
as real estate title fraud, when your title
can come into question.
